FJ-60 and SR-22 certificate filings
SR-22 Insurance Help: Understanding Costs, Requirements & State Laws SR-22 filing requirements, costs and state
Case Study

Case Study: An FJ-60 Filing in Texas That Took Three Attempts

## What happened

A driver in Texas received an FJ-60 notice with a twelve-day deadline.

## First attempt — rejected

The carrier filed an SR-22. The agency returned it because the form did not match the notice.

## Second attempt — rejected again

The correct form was filed, but to the wrong branch. No one had read the address line.

### Third attempt — accepted

Correct form, correct branch. Accepted the same day.

## Frequently Asked Questions

### Could this have been one submission?

Yes. Both errors were visible on the notice before the first purchase.

### What would have prevented it?

Reading the whole notice and confirming the form number in writing with the agency.

### Is this common?

Form number mismatches are the single most common filing rejection.

Key Information

State

Texas

Outcome

Approved after correction

Duration

Three weeks across three submissions

Key Lesson

The driver read the form number off the notice correctly, but the carrier filed a different form out of habit. One phone call to the agency before purchasing would have caught it. Verify the number in writing with both the agency and the carrier before paying.